John joined Primary Financial Co LLC at its inception in August 1996 to help create and manage the custodial CD service trademarked SimpliCD, used by over 4,300 credit unions throughout the country. John and Primary's staff have helped thousands of financial institutions with their funding needs by placing more than $60 billion in deposits with them. Before joining Primary, John spent 9 years with Irwin Union Bank & Trust in various positions in the retail banking area before moving to work on the trading desk in Irwin's securities division. John is a graduate of Indiana University, where he received a Bachelor of Science degree in Finance. John holds a NASD Series 7 and 63 licenses.